Individuals

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31st March 2025 

CFP Group Limited

Individual Finance

Buy To Let Mortgage

Residential investment mortgage, secured by a single dwelling that is let out under a standard AST (assured shorthold tenancy agreement).

Further Advance on Your Mortgage

A further advance allows you to borrow additional funds from your existing mortgage lender using the equity in your property.

Government Loan Schemes (Asset)

Recovery Loan Scheme. We pride ourselves on being at the forefront of the changes in the finance sector and we are always very close to any Government supported initiatives.

HMO Buy To Let

HMO Buy To Lets provide for property investment mortgages where single properties are occupied by multiple individuals, each with their own AST or license to occupy.

Holiday Let Mortgages

Mortgages for residential properties being operated as holiday lets. Holiday Let Mortgages are available for refinancing or for purchasing new properties.

Mortgages

Mortgages are available whether you are buying your first home, upgrading to a larger property, or purchasing a second home.

Second Charge Mortgage

A second charge mortgage allows you to borrow additional funds by securing a loan against your home with a different lender to your original mortgage provider.

Self-Build Mortgage

Unlike a standard residential mortgage, where funds are released in full at completion, a self-build mortgage provides funds in stages (or “tranches”) as the project progresses.

Vehicle Finance

We specialise in tailored car finance solutions for luxury, prestige and performance vehicles.

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Individual Insurance

Asset Finance

Finding the right insurance policy can be time-consuming and confusing. With so many providers, policy options and levels of cover available, it can be difficult to know whether you’re getting the protection you need at a competitive price.

Critical Illness Cover

Critical illness cover is a long-term insurance policy covering serious illnesses.  A tax-free lump sum is paid out if you are diagnosed with an illness covered by the policy.

Home Insurance

Home insurance is a valuable safeguard that protects millions of households each year from damage caused by fire, flooding, storms and theft. 

Income Protection

If you are unable to work due to illness, injury or unexpected unemployment, Income Protection insurance replaces a portion of your income. 

Landlord Insurance

Landlord insurance is a protection policy for owners of investment properties.   Having suitable insurance in place ensures your investment is protected and your rental income is secure.

Life Cover

Life insurance can give your family financial protection if you pass away during the term of your policy.   Your loved ones would receive a cash lump sum which is paid tax free and can be used by your dependants however they choose.

Personal Guarantee Insurance

A specific type of insurance for business owners or landlords where a Director or Shareholder is providing a Personal Guarantee (PG) for a finance offer. 

Personal Insurance Brokers

Finding the right insurance policy can be time-consuming and confusing. With so many providers, policy options and levels of cover available, it can be difficult to know whether you’re getting the protection you need at a competitive price.

Personal Loan Broker

When you need to borrow a significant sum of money, finding the right finance product can be challenging. With hundreds of lenders, varying criteria, and countless products available.

Private Medical Insurance

Private Medical Insurance (PMI) is a policy that pays for private healthcare, either in full or in part.   

Need Help Finding The Right Business Solution?

Speak to one of our team. We are here to help