Property Development Finance

If you are building 1 or more properties from the ground up or conducting a large redevelopment of a property, then you require Property Development Finance.

Acceptable schemes include:

  • Residential housing (1 unit to 100 units)
  • Commercial property
  • Student developments
  • Care home/specialist care developments
  • Commercial to Residential conversions


Customers are usually builders who are constructing themselves, or can be project managers/professional developers who have brought in a builder in to complete the scheme on their behalf.  Acceptable customer types include:  Sole Trader, Partnership, Limited Company (Ltd) or Limited Liability Partnership (LLP).

Development experience is always preferred, however first-time developers can also get finance.

We can finance:

  • Some or all of the development costs
  • Some or all of the land cost
  • Some or all of the entire scheme


We have access to joint venture finance providers and some High Net Worth private individuals who can get involved on a profit share basis.

Standard financing is available up to 70% of the completed property value (GDV).

Loan terms are usually capped at 2 years and interest rates are quoted monthly.  Pricing can vary dramatically, ranging from 0.5-2% per month.

Some examples

Case Studies

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