At CFP Group, we help businesses across the UK access tailored asset finance solutions designed to support growth, improve cash flow and provide greater flexibility when investing in essential equipment, vehicles and commercial assets.
As one of the largest finance brokerages in Yorkshire, CFP Group works with businesses of all sizes to source competitive funding solutions from across the market. Whether you are investing in commercial vehicles, machinery, plant equipment, technology or company cars, our experienced team can help identify the right funding structure for your requirements.
We are an FCA licensed finance brokerage with offices in Ilkley and Rotherham, serving businesses throughout the UK. With more than 150 years of combined industry experience, we understand the challenges business owners face when sourcing finance and the importance of securing funding that aligns with operational and financial goals.
Our team works closely with business owners, accountants, solicitors, property professionals and lenders to arrange commercial finance solutions tailored to individual business needs. By having access to a vast panel of lenders and financial products, we are able to source suitable funding options and competitive terms for our clients.
Whether you are looking to acquire new assets, refinance existing agreements or fund a growing fleet, CFP Group provides professional guidance throughout the process.
Businesses choose CFP Group because we offer:
We understand that every business is different. Our role as asset finance brokers is to take the time to understand your objectives before identifying the most suitable funding solution for your circumstances.
Asset finance allows businesses to acquire essential equipment, vehicles or machinery without needing to pay the full upfront cost. Instead, the cost is spread over an agreed term through manageable monthly payments.
Asset finance can help businesses:
Different forms of asset finance suit different business needs, which is why working with experienced asset finance brokers can help ensure you secure the right facility.
Hire Purchase is a popular asset finance solution for businesses looking to eventually own an asset outright.
Under a Hire Purchase agreement, the lender purchases the asset on your behalf and your business repays the cost through fixed monthly instalments over an agreed term. Once all payments have been completed, ownership of the asset transfers to your business.
Hire Purchase can be used to fund:
Hire Purchase is often suitable for businesses that:
This type of finance is widely used across sectors including construction, manufacturing, logistics, engineering and transport.
A Finance Lease allows businesses to use an asset for an agreed period without taking ownership of it.
With this arrangement, the lender purchases the asset and leases it to the business in exchange for monthly rental payments. At the end of the term, businesses can usually continue renting the asset, return it or potentially benefit from a share of the asset’s resale value.
Finance Lease agreements are commonly used for:
Finance Lease may be suitable for businesses that:
It is often an effective option for growing businesses looking to access important operational assets without tying up capital.
An Operating Lease is designed for businesses that want to use an asset for a shorter period without the responsibility of ownership.
This form of leasing is often used when assets depreciate quickly or require regular upgrading. Businesses effectively rent the asset for a fixed term and return it at the end of the agreement.
Operating Leases are commonly used for:
Operating Lease agreements can benefit businesses that:
For many businesses, Operating Leases provide a cost-effective way to access modern equipment while reducing maintenance and disposal concerns.
Contract Hire is a popular vehicle finance solution for businesses looking to operate company cars or commercial vehicles without purchasing them outright.
Under a Contract Hire agreement, the business pays fixed monthly rentals for the use of the vehicle over an agreed period. At the end of the contract, the vehicle is returned.
This solution is widely used for:
Contract Hire can be beneficial for businesses that:
Contract Hire can also reduce administrative burden and improve budgeting predictability for businesses operating multiple vehicles.
Refinance and restructuring solutions allow businesses to release capital tied up in existing assets or improve the affordability of current finance arrangements.
Businesses may refinance existing equipment, vehicles or machinery to unlock working capital that can be reinvested into operations, growth or cash flow support.
Refinancing can also help businesses:
Refinance and restructure solutions may be suitable for businesses that:
Our team works closely with businesses to understand current finance arrangements and identify more suitable funding structures where possible.
Pool Car Finance helps businesses fund vehicles that are shared amongst employees for business use.
These arrangements are commonly used by organisations that require flexible access to vehicles for staff travel, client meetings or operational activities.
Pool car finance solutions can support:
Pool Car Finance is often suitable for businesses that:
CFP Group can help businesses structure suitable finance arrangements for single vehicles or larger fleet requirements.
Directors Car Finance provides funding solutions for directors and senior business leaders looking to finance premium or executive vehicles.
Whether funding a single director vehicle or multiple executive cars, CFP Group can help source flexible finance solutions tailored to both business and personal requirements.
Finance options can include:
Directors Car Finance may benefit:
Our team can discuss available options and help identify funding structures aligned with your business and personal financial objectives.
CFP Group supports businesses across a wide range of sectors throughout the UK, including:
We understand that each sector faces unique operational and financial challenges, which is why we tailor our approach to each client.
If you are unsure which type of finance is most suitable, our team will assess your situation and guide you towards the most appropriate solution.
Speak to CFP Group today to discuss your requirements.
