When you need to borrow a significant sum of money, finding the right finance product can be challenging. With hundreds of lenders, varying criteria, and countless products available, understanding which option best suits your circumstances can be time-consuming and confusing.
As an FCA-authorised finance brokerage, CFP Group helps individuals across the UK access a wide range of personal finance solutions, from residential mortgages and property finance to vehicle funding. We work with an extensive panel of lenders and finance providers, allowing us to source competitive solutions tailored to your specific requirements. CFP Group is authorised and regulated by the Financial Conduct Authority and provides access to whole-of-market finance options through its experienced brokerage team.
With offices in Ilkley and Rotherham, CFP Group has grown to become one of Yorkshire’s largest finance brokerages, supporting clients throughout the UK. Our team brings together more than 150 years of combined experience across residential and commercial finance, helping clients secure funding for some of life’s largest financial commitments.
Whether you’re buying a home, refinancing an existing property, funding a self-build project, purchasing an investment property, or arranging vehicle finance, our advisers can help you identify the most suitable lending options available.
A residential mortgage is the most common way to finance a property purchase. Whether you’re a first-time buyer, moving home, or purchasing a higher-value property, selecting the right mortgage can have a significant impact on your monthly payments and long-term financial position.
Our advisers can help you compare mortgage options from across the market and guide you through every stage of the application process.
If your current mortgage deal is coming to an end, remortgaging may help you secure a more competitive interest rate, reduce monthly repayments, or release equity from your property.
Our brokers assess your current circumstances and compare available products to identify suitable alternatives from a broad range of lenders.
A further advance allows homeowners to borrow additional funds from their current lender, often for home improvements, debt consolidation, or other major expenses.
Our team can help determine whether a further advance is the most appropriate option or whether alternative borrowing solutions may provide greater value.
A second charge mortgage enables homeowners to borrow against the equity in their property while keeping their existing mortgage arrangement in place.
This option can be particularly useful where an existing mortgage rate is favourable and replacing it through a remortgage may not be cost-effective.
Building your own property can provide greater control over design, layout and costs, but financing a self-build project often requires specialist lending.
Self-build mortgages typically release funds in stages as construction progresses. Our advisers work with lenders experienced in self-build projects and can help navigate the unique requirements involved.
Buy-to-let mortgages are designed for individuals purchasing residential properties to generate rental income.
Whether you’re acquiring your first investment property or expanding an existing portfolio, our brokers can help identify suitable lending options and lender criteria.
Holiday let properties operate differently from traditional buy-to-let investments and often require specialist mortgage products.
Our advisers can help you access lenders who understand the unique income models associated with holiday accommodation and short-term rental properties.
Vehicle finance can help spread the cost of purchasing a vehicle while preserving personal savings and cash flow.
CFP Group can assist with a range of vehicle funding solutions, helping clients compare available options and identify suitable finance products for their circumstances.
At CFP Group, we take a consultative approach to finance broking. We take the time to understand your circumstances, objectives, affordability, and long-term plans before recommending potential solutions.
Our clients benefit from:
We also work closely with accountants, solicitors, estate agents, financial advisers and other professional introducers who trust us to support their clients with residential and personal finance requirements.
