Some examples

Case Studies

Personal Insurance Brokers

CFP Group helps individuals across the UK compare and secure suitable insurance solutions.

Finding the right insurance policy can be time-consuming and confusing. With so many providers, policy options and levels of cover available, it can be difficult to know whether you’re getting the protection you need at a competitive price.

As an experienced personal insurance broker, CFP Group helps individuals across the UK compare and secure suitable insurance solutions that protect their families, income, property and financial commitments. We take the time to understand your circumstances before sourcing options from a wide panel of insurers, helping you make an informed decision with confidence.

CFP Group is authorised and regulated by the Financial Conduct Authority (FCA) and has grown to become one of Yorkshire’s largest finance brokerages, operating from offices in Ilkley and Rotherham. With more than 150 years of combined experience across our team, we provide independent guidance and access to a broad range of insurance and protection products.

Whether you’re looking to protect your family, safeguard your income or insure your property investments, we’re here to help.

Our Personal Insurance Solutions

Life Cover

Life cover provides a financial safety net for your loved ones should you pass away during the policy term. A lump sum payment can help your family manage mortgage repayments, household bills, education costs and other financial commitments.

Life insurance is often suitable for:

  • Homeowners with a mortgage
  • Parents with dependent children
  • Business owners
  • Individuals wanting to leave financial support for loved ones

Critical Illness Cover

Critical illness cover pays a tax-free lump sum if you are diagnosed with a specified serious illness covered by your policy.

This type of protection can help ease financial pressure during recovery by covering:

  • Mortgage repayments
  • Household bills
  • Medical expenses
  • Lifestyle adjustments
  • Loss of earnings

Critical illness cover is particularly valuable for individuals who would struggle financially if they were unable to work due to a serious health condition.

Income Protection

Your ability to earn an income is often your most valuable financial asset. Income protection insurance provides regular payments if illness or injury prevents you from working for an extended period.

Income protection can help:

  • Replace a portion of your lost income
  • Maintain your lifestyle
  • Cover monthly commitments
  • Provide financial stability during recovery

This cover is particularly popular among self-employed individuals, contractors and professionals who may not have access to generous employer sick pay schemes.

Private Medical Insurance

Private Medical Insurance (PMI) helps individuals access private healthcare services, often reducing waiting times for consultations, diagnostics and treatment.

Benefits can include:

  • Faster access to specialists
  • Private hospital treatment
  • Access to a wider range of facilities
  • Reduced waiting times for procedures
  • Greater choice over treatment options

Private medical insurance can provide reassurance for individuals and families who want quicker access to healthcare when they need it most.

Personal Guarantee Insurance

Many business owners and property investors are asked to provide personal guarantees when securing finance facilities. Personal Guarantee Insurance is designed to protect individuals if a lender calls upon that guarantee.

This specialist cover may be suitable for:

  • Company directors
  • Business owners
  • Property investors
  • Landlords with finance facilities

Personal guarantee insurance can provide valuable protection for personal assets while supporting business growth and investment opportunities.

Home Insurance

Your home is likely to be one of your most valuable assets. Home insurance helps protect your property and possessions against a range of risks, including damage, theft and unforeseen events.

Policies can include:

  • Buildings insurance
  • Contents insurance
  • Combined buildings and contents cover
  • Additional optional protections

We help homeowners compare suitable policies from multiple providers to ensure their property is properly protected.

Landlord Insurance

Standard home insurance policies are often unsuitable for rental properties. Landlord insurance provides protection specifically designed for property investors and landlords.

Cover can include:

  • Buildings insurance
  • Landlord contents cover
  • Loss of rental income
  • Property owners’ liability
  • Legal expenses cover

Whether you own a single buy-to-let property or a larger portfolio, landlord insurance can help protect both your property and your rental income.

Why Choose CFP Group?

When you choose CFP Group, you’re partnering with a brokerage that combines extensive market knowledge with a client-focused approach.

Our team has over 150 years of combined experience across financial services, insurance and lending, working with a broad range of providers and insurers, helping you access suitable solutions from across the market.

We give independent guidance, taking a consultative approach, focusing on your individual circumstances and objectives before recommending appropriate options.

We are authorised and regulated by the Financial Conduct Authority, providing reassurance that we operate to the highest professional standards.

From our offices in Ilkley and Rotherham, we support clients throughout the UK while maintaining strong relationships with our local Yorkshire client base.

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