Business Finance Brokers for UK Businesses

As experienced business finance brokers, CFP Group help UK business decision makers secure the right funding, at the right time, on the right terms.

Whether you are expanding, managing cash flow, acquiring premises, purchasing stock, or navigating a tax bill, we act as your independent intermediary, sourcing, structuring and negotiating finance from a wide panel of lenders on your behalf.

CFP Group are FCA licensed and now one of the largest finance brokerages in Yorkshire, operating from offices in Ilkley and Rotherham and supporting clients across the UK. With over 150 years of combined industry experience, we work closely with accountants, solicitors, IFAs, and lenders who regularly introduce their clients to us for commercial and residential finance solutions.

Our breadth of lender relationships and access to specialist products means we can source highly competitive, often unavailable-to-the-public funding options for businesses across every sector.

Commercial Mortgages

A commercial mortgage enables a business to purchase or refinance trading premises, offices, warehouses, retail units, or investment property.

This type of finance is typically suited to established businesses looking to:

  • Buy their own premises instead of renting
  • Refinance an existing commercial property
  • Invest in commercial property for income
  • Release equity from owned premises

Short Term Business Loans

Short term loans provide fast access to working capital to manage immediate business needs or opportunities.

They are commonly used for:

  • Managing temporary cash flow gaps
  • Purchasing equipment or materials
  • Funding time-sensitive opportunities
  • Covering unexpected costs

These facilities are often arranged quickly and with minimal disruption to business operations.

Invoice Finance

Invoice finance allows businesses to release cash tied up in unpaid invoices, improving liquidity without waiting for customers to pay.

This is ideal for businesses that:

  • Offer credit terms to customers
  • Experience cash flow pressure due to slow payers
  • Are growing and need consistent working capital

It converts outstanding invoices into immediate funding.

Stock Finance

Stock finance provides funding to purchase inventory ahead of busy trading periods or large orders.

This helps businesses to:

  • Increase purchasing power with suppliers
  • Prepare for seasonal demand
  • Fulfil large contracts without cash strain
  • Improve profit margins through bulk buying

Tax & VAT Loans

Tax and VAT loans allow businesses to spread the cost of HMRC liabilities into manageable monthly payments.

These are commonly used when:

  • A VAT bill is due and cash flow is tight
  • Corporation tax needs to be paid
  • A Time to Pay arrangement is unsuitable

This protects working capital and avoids penalties or disruption.

Merchant Cash Advance

A merchant cash advance provides funding based on your card machine turnover, with repayments taken as a small percentage of daily card sales.

This is ideal for:

  • Retail, hospitality and service businesses
  • Businesses with strong card turnover
  • Businesses wanting flexible repayments linked to trade levels

Business Acquisition Finance

Business acquisition finance helps individuals or companies purchase an existing business, management buy-outs, or competitor acquisitions.

This type of funding supports:

  • Entrepreneurs buying established businesses
  • Management buy-outs
  • Strategic acquisitions for growth
  • Succession planning

Why Use CFP Group as Your Business Finance Brokers?

Choosing the right finance product is only part of the process. Securing the right lender, structuring the deal correctly, and presenting your case professionally to lenders is where experience matters.

  • FCA licensed and fully regulated
  • One of Yorkshire’s largest independent brokerages
  • Offices in Ilkley and Rotherham, serving clients UK-wide
  • Over 150 years of combined finance experience
  • Introduced to clients by accountants, solicitors, IFAs and lenders
  • Access to a vast panel of mainstream and specialist lenders
  • Independent, whole-of-market approach to sourcing the best deal

We act for you, not the lender.

Speak to Experienced Business Finance Brokers

If you are unsure which type of finance is most suitable, our team will assess your situation and guide you towards the most appropriate solution.

Speak to CFP Group today to discuss your requirements and discover how much you could raise for your business.